High Balance Loan Limits 2025 By County

High Balance Loan Limits 2025 By County. Fannie Mae High Balance Loan Limits 2025 Finance Strategists That rate is the baseline limit for areas of the country where homes are fairly affordable California has 58 counties, with conforming loan limits for a single-family home ranging from $806,500 in Alpine County to $1,209,750 in Alameda County

Here is an overview of the 2025 limits based on the number of units in a building. In these high-cost counties you can put as little as 5% down when your loan amount is over $806,500, but under the high-balance conforming loan limit for that specific high-cost county

2025 Florida FHA Loan Limits All Counties

FHA High Balance Jumbo loan limit - California FHA loan amounts in high-cost counties between $524,225 and $1,209,750 are referred to FHA jumbo loans or FHA high balance loans Both loan limits above are based on a 1-unit property That rate is the baseline limit for areas of the country where homes are fairly affordable

Fannie Mae High Balance Loan Limits 2025 Finance Strategists. This page includes the 2025 conforming loan limits for all California State counties, with some additional commentary about how and why these caps are set.Home loans that exceed the maximum amounts shown below are considered "jumbo" mortgages High-balance loan limits (also called high-cost area limits) apply to high-cost areas where home prices exceed the national average

Fha County Limits 2025 Penelope Gibson. Loan limit values increased for all but six counties across the country, including Alaska, Hawaii, Guam and the U.S The 2025 "low-balance" conforming loan limit for Los Angeles County is $806,500.